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We are in search of a competent Loan officer to evaluate, authorize the approval or deny the loan application for businesses or entrepreneurs. Being the right candidate for this job, you will be acting as a liaison between our financial institution and the client and will help the qualified applicants obtain loans in a timely manner.
If you are reliable when it comes to evaluating the credit values, interviewing the loan applicants and possess amazing communication skills, we certainly would like to see you. Apply now to available this incredible opportunity to boost your career prospects as a Loan Officer!
Evaluate the credit value by processing the loan applications and documents within the particular limits.
Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
Determine all applicable metrics and ratios and set up debt payment plans.
Communicate with the clients to provide information and to forward their loan requests.
Justify the approvals/rejection decisions by filing reports about the same.
Complete loan agreements and counsel clients on limitation and policies.
Have excellent understanding of the different types of loans and other financial services.
Maintain and update account records.
BS degree in Economics, Finance or a related field.
Proven work experience as a Loan Officer.
Know-how of computers and banking programs/applications.
Outstanding interpersonal and communication skills.
Sound understanding of direct and indirect lending practices and products.
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