Credit Analyst
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Job overview

We are looking for a licensed and skilled Credit Analyst to join us. Conducting credit analysis of clients or business and determining the degree of risk involved will be crucial to your job profile. Furthermore, you should be able to assess the creditworthiness of existing clients or businesses and offer consultation. You will also be responsible for providing your expert opinion on investments, financial transactions, and market patterns. 

Your other responsibilities will include managing multiple client portfolios, assessing their financial health, and credit risk. You are to coordinate with the sales team in resolving clients' queries on loan requests. You should exhibit sound judgment in determining the level of risk involved in extending credit. You also need to assist clients in understanding the lending process and filling loan applications. 

As an authorized Credit Analyst working for our company, we expect you to adhere to the government guidelines and credit policies. Besides researching current market trends and changes in loan interest rates, you should have strong analytical and communication skills. Apply for this position right away if you have the skillset we are looking for.


  • Undertake a thorough review of clients financial wellbeing, including credit history.

  • Read on current market trends and credit policies.

  • Analyze and develop effective cash flow strategies.

  • Help in assessing clients risk-taking behavior.

  • Suggest loans and credit plans based on clients requirements.

  • Identify any discrepancies in the credit lending process.

  • Offer expert financial opinions to clients on their credit limits.

  • Keep track of credit applications.

  • Cross-check with credit agencies before processing the clients' request.

  • Maintain a database of clients' loan requests and summaries.

  • Work closely with the internal departments to avoid client disputes.

  • Draft and maintain credit reports.

  • Recommend credit policy changes to improve the quality of loan requests.


  • Bachelor's degree in Finance, Economics, Statistics or similar field.

  • Complete understanding of accounting principles, credit policies, and government guidelines.

  • Ability to identify any discrepancies.

  • Sound decision-making ability.

  • Exceptional communication skills.

  • Financial forecasting competence.

  • Basic knowledge of accounting software will be an added benefit.

  • Ability to maintain healthy ethical conduct.

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Zulma Velasquez, Talent Acquisitions Manager at Jar House LLC
Zulma Velasquez
Jar House, United States
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