We are looking for a Credit Manager to manage our credit department and make decisions considering credit limits. You must have background in finance, collection and credit. You must be able to manage and sustain client relationships. You will lead our credit department and help us in achieving quantifiable results.
To summarize, you will be helping us in reducing our bad debts and increasing revenues from loans. If you feel you will be able to take up this challenging role, do send in your application. We would like to meet you.
Monitor all the payments
Discuss loan terms with the clients
Create credit reports and present them to senior leadership
Set and evaluate reasonable interest rates
Manage debt settlements and loan renewals by discussing with clients
Update and review company’s credit policies
Assess and research clients creditworthiness
Educate and give guidance to the sales team and clients
Predict risks by creating credit scoring models
BSC degree in Accounting, Banking, Finance or relevant field
Proven experience of working as an Credit Manager or Credit Analyst
Solid understanding of lending procedures
Excellent understanding of work control and leadership policies
Excellent communication skills for negotiation and reconciliation
Capability to create and process financial spreadsheets
Knowledge of accounting software like Quickbooks, Freshbooks or Xero
MS Word and Excel proficiency required
Ability to meet deadlines on a timely manner
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