Credit Manager
Job Description Template

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Job Overview

We are looking for an experienced Credit Manager to manage our Credit Department.

As a Credit Manager, you should be able to manage and sustain client relationships. You should also lead our Credit Department and help us in achieving quantifiable results.

You should make effective decisions considering the credit limits. You should also possess experience in finance, collection, and credit. In addition to this, you should help to reduce the company’s bad debts and to increase revenues from loans.

If you feel you will be able to take up this challenging role, do send in your application. We would like to meet you.


  • Monitor all the payments and bad debts.

  • Discuss loan terms with the clients.

  • Create credit reports and present them to senior management.

  • Set and evaluate reasonable interest rates.

  • Manage debt settlements and loan renewals by discussing with clients.

  • Update and review the company’s credit policies.

  • Negotiate terms and conditions with the new clients.

  • Assess and research the client’s creditworthiness.

  • Educate and give guidance to the sales team and clients.

  • Predict risks by creating credit scoring models.

  • Maintain all the records of the credit payments.


  • BSC degree in Accounting, Business Administration, Banking, Finance or relevant field

  • Proven experience of working as a Credit Manager, Credit Officer, Credit Union or a similar role.

  • Solid understanding of lending procedures.

  • Excellent understanding of work control and leadership policies.

  • Excellent communication skills for negotiation and reconciliation.

  • Ability to create and process financial spreadsheets.

  • Proficiency in MS Word and accounting software like Quickbooks, Freshbooks or Xero.

  • Ability to meet deadlines in a timely manner.

  • Great interpersonal skills.

  • Strong organizational skills.

  • Ability to manage and handle multiple tasks.

  • Outstanding problem-solving skills.

  • Exceptional attention to detail.

  • Good time management abilities.

  • Strong decision-making skills.

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Debbie Bullock, Group HR Manager at English Lakes
Debbie Bullock
English Lakes Hotels, Resorts and Venues
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