We are searching for a skilled and experienced Credit Officer to join our Credit Department for the bank, credit union or office.
You should be providing provision lending to the clients by assessing paperwork and creditworthiness.
As a Credit Officer, your responsibilities include
evaluating the client’s financial information
creating credit scoring models
calculating risks factors involved and
processing loan applications.
You should be able to educate our clients about the various lending procedures. In addition to this, you should have an amazing customer service experience. Your ultimate goal will be helping our clients obtain loans and making sure that all the processes are in compliance with the law.
If you are ready to take up these duties and responsibilities of a Credit Officer, then apply right away. We will love to meet you.
Maintaining and updating records of loan applications.
Reviewing loan requests and planning payment setups.
Keeping in touch with clients for gathering financial services documentation and other required documents.
Offering different types of loan options to applicants based on the analysis of their applications.
Interviewing clients to get the necessary information for the loan application.
Monitoring the progress and financial status of existing loans.
Following up with clients about loan renewals.
Assessing creditworthiness and the risks involved.
Calculating accurate financial ratios (credit scores and interest rates).
Bachelor’s degree in Banking, Economics, Finance or related field.
Strong understanding of lending procedures and products.
Ability to create financial spreadsheets.
Outstanding attention to detail for accuracy.
Excellent interpersonal skills.
Amazing time management skills.
Good verbal and written communication skills.
Ability to work under pressure as and when required.
Good decision-making abilities.
Ability to work independently or as part of a team if required.
Exceptional maths skills.
Similar to Credit Officer Job Description
Read our case studies to understand how Jobsoid has streamlined their hiring processes significantly.
Communicating with candidates and collaborating with our team was a tedious task. The recruiting information was always present on multiple platforms which was difficult to manage. Read how Jobsoid helped VIB in bringing the recruitment of their entire organisation under one platform.Read the Case Study
Destinations of the World, being a global organisation, needed a tool that could make hiring easier across all their office locations. They discovered Jobsoid by chance and realized that it could do everything they required. Read more about how Jobsoid simplified DOTW's hiring process.Read the Case Study