Credit Officer
Job Description Template

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Job Overview

We are searching a Credit Officer to provide provision lending to the clients by assessing paperwork and creditworthiness. Your responsibilities also include preparing and evaluating client’s financial information, calculating risks and processing loan applications. For this job, you should have amazing customer service experience in addition to the awareness of the lending procedures.

Ultimately, you will help our clients obtain loans and make sure that all the processes are in compliance with the law. If you have the skills required, please do apply.


  • Maintain and update records of loan applications

  • Review loan requests and plan payment setups

  • Keep in touch with clients for gathering financial documentations and other required data

  • Offer different loan options to applicants based on analysis of their applications

  • Interviewing clients to get necessary information for the loan application

  • Monitor progress and financial status of existing loans

  • Follow up with clients about loan renewals

  • Assess creditworthiness and the risks involved

  • Calculate accurate financial ratios (credit scores and interest rates)


  • BSc in Banking, Economics, Finance or related field

  • Proven work experience as loan officer or credit officer

  • Understanding of lending procedures and products

  • Ability to create financial spreadsheets

  • Outstanding accuracy

  • Excellent interpersonal skills

  • Amazing time management skills

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