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We are searching a Credit Officer to provide provision lending to the clients by assessing paperwork and creditworthiness. Your responsibilities also include preparing and evaluating client’s financial information, calculating risks and processing loan applications. For this job, you should have amazing customer service experience in addition to the awareness of the lending procedures.
Ultimately, you will help our clients obtain loans and make sure that all the processes are in compliance with the law. If you have the skills required, please do apply.
Maintain and update records of loan applications
Review loan requests and plan payment setups
Keep in touch with clients for gathering financial documentations and other required data
Offer different loan options to applicants based on analysis of their applications
Interviewing clients to get necessary information for the loan application
Monitor progress and financial status of existing loans
Follow up with clients about loan renewals
Assess creditworthiness and the risks involved
Calculate accurate financial ratios (credit scores and interest rates)
BSc in Banking, Economics, Finance or related field
Proven work experience as loan officer or credit officer
Understanding of lending procedures and products
Ability to create financial spreadsheets
Excellent interpersonal skills
Amazing time management skills
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