Credit Specialist
Job Description Template

Credit Specialist Job Description Template - Jobsoid

Job Overview

We are looking for a Credit Specialist with an eye for detail and clean work background to join our Accounting firm. You will be responsible for providing the necessary financial help to clients and answer their credit/loan queries. You will be receiving, reviewing, and processing credit and loan applications. 

In addition to this, you will be performing risk and financial analysis. You will also be monitoring defaulters and reporting them to the relevant department. Besides, you should also provide support to the Sales team in developing cross-selling opportunities and improvement measures. 

Your other responsibilities include preparing annual financial reviews, client credit proposals, and comparing credit histories. You should comply with the Federal and State Laws and Regulations while performing your day-to-day duties.

If you can establish our firm as a leader in the financial marketplace, then do get in touch with us.


  • Receiving and reviewing credit applications and loan requests

  • Checking the authenticity of supplementary paperwork and documentations

  • Monitoring financial track record and credit history of the client

  • Performing market research and financial risk assessment

  • Informing clients about their application status and extended credit amount

  • Negotiating repayment terms and loan interest rates with clients

  • Contacting and maintaining a database of regular defaulters

  • Undertaking loan approvals and credit underwriting

  • Coordinating with the Sales team in developing business development plans

  • Helping clients with document preparation and loan closing

  • Adhering to the Federal and State laws and regulations

  • Preparing annual financial reports and credit proposals

  • Determining client credit histories and worthiness

  • Identifying and reporting any suspicious or fraudulent activities


  • Bachelor’s degree in Accounting, Finance or related field

  • 3+ years of experience as a Credit Officer or in a similar position in the Accounting department

  • Complete understanding of Federal and State laws and regulations

  • Familiarity with legal accounting practices and lending procedures

  • Basic knowledge of ERP systems

  • Excellent analytical and negotiation skills

  • Ability to maintain integrity and confidentiality

  • Strong communication skills

  • Research-driven and customer-focused individual 

  • Good decision-making skills

  • Excellent mathematical skills

  • Proficiency in Microsoft Office tools, specifically Excel

  • Ability to work independently and under pressure

  • Demonstrating critical thinking ability

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Dominic Scales, Global Talent Acquisition Manager at DOTW
Dominic Scales
Destinations of the World.
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